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Boston Cruises
Boston Cruises
Boston Cruises

Norwegian Cruise Line's
Travel Care Free

Trip Cancellation, Trip Interruption, and Trip Delay Protection
Insurance coverage in the event unforeseen medical conditions or other covered causes disrupt your travel plans, causing you to cancel, interrupt, or delay your trip. Enhanced Cancellation Protection in the event you are forced to cancel for a non-covered reason (please read through the plan for additional details about Norwegian's cruise credit offer).

Baggage Loss & Baggage Delay Protection
Higher limits to protect you from the airport, to the pier, to the shore.

Medical Protection and Emergency Evacuation
Including important supplemental coverage to Medicare or your HMO/PPO that may not cover participants who are traveling outside the United States.

Worldwide Emergency Assistance
For services ranging from replacement of lost prescription medicine to referrals for local medical providers.

Please take a few minutes to familiarize yourself with the description of coverages and services provided, along with all of the provisions, limitations, and definitions of the plan.

If you have any questions about Norwegian's Travel Protection Plan, please call the plan's administrator, BerkelyCare, at 1-(800) 722-5672.

BOOKSAFE Travel Protection Plan

Norwegian Cruise Line also offers the BOOKSAFE Travel Protection Plan.

Guests who purchase this plan for any Norwegian cruise departing on or after May 1, 2009, are eligible for reimbursement of any cancellation fees if an insured guest loses his/her job as long as the person has been an active employee at the same company for at least one year.

BOOKSAFE Travel Protection can be added up to the time of final payment. There is no additional cost for this added coverage, above the regular cost of the Travel Protection Plan, which is available starting at $29 per person, depending on the cruise fare paid. Norwegian has absorbed the cost of providing the additional coverage for job loss.

The coverage is for job loss for anyone who has held their full time position for a year or more, regardless of whether the guest was fired or laid off. The job loss coverage will go into affect for all sailings May 1, 2009 and beyond, regardless of when the policy was purchased.

This coverage is handled as Norwegian would for any type of cancellation, such as canceling for a medical reason. When an insured guest cancels, he/she needs to contact Berkely for a claim form. At that time he/she will be advised of the documentation required. This must be submitted to Berkely, who will review and if approved send out the check.

Description of Coverage
Policy No. 1619-9500222

Part A: Travel Arrangement Protection

Schedule of Coverages & Services Maximum Benefit (per Insured) up to

Trip Cancellation

Total Norwegian Vacation Cost

Trip Interruption

Total Norwegian Vacation Cost

Trip Delay

$500

Enhanced Cancellation Protection Provided by Norwegian

75% Cruise Credit

Part B: Medical Protection

Schedule of Coverages & Services Maximum Benefit (per Insured) up to

Emergency Evacuation

$25,000

Repatriation of Remains

$5,000

Accident Medical Expense

$10,000

Sickness Medical Expense

$10,000

Part C: Baggage Protection

Schedule of Coverages & Services Maximum Benefit (per Insured) up to

Baggage/Personal Effects

$1,500

Baggage Delay

$750

Part D: Worldwide Emergency Assistance (AIG Assist)

Schedule of Coverages & Services Maximum Benefit (per Insured) up to

Emergency Cash Transfer Assistance

24 Hours

Medical consultation & Monitoring

24 Hours

Emergency Legal Assistance

24 Hours

Emergency Medical & Dental Assistance

24 Hours

Lost Travel Documents Assistance

24 Hours

Emergency Medical Payment Assistance

24 Hours

Part E: Platinum Travel Protection Plan

Protection Plan

Platinum Travel Protection

Maximum Benefits (per person)

Emergency Evacuation

Adds $25,000

Up to $50,000

Repatriation of Remains

Adds $5,000

Up to $10,000

Accident Medical Expense

Adds $10,000

Up to $20,000

Sickness Medical Expense

Adds $10,000

Up to $20,000

Baggage/Personal Effects

Adds $1,500

Up to $3,000

Enhanced Cancellation Protection Provided by Norwegian

90% Cruise Credit

The benefits provided in this plan are subject to certain restrictions and exclusions, including the Pre-Existing Condition exclusion. Please read this brochure in its entirety for a complete description of all coverage terms and conditions. Note: Words beginning with capital letters are defined within this text.

Part A: Travel Arrangement Protection

Trip Cancellation/Trip Interruption

In the event You are prevented from taking Your Norwegian Vacation because: (a) You, a Traveling Companion, or an Immediate Family member suffers an Injury, Sickness, or death; or (b) You or Your Traveling Companion: (i) is hijacked, required to serve on a jury, or subpoenaed; (ii) has a home made uninhabitable by fire, flood, volcano, earthquake, hurricane, or other natural disaster; or (iii) is directly involved in a documented traffic accident while en route to departure; the Insurer will pay benefits up to Your total Norwegian Vacation cost for:

(a) Trip Cancellation

Non-refundable cancellation charges imposed by Norwegian and/or airfare cancellation charges for flights joining or departing Your Sea/Land Arrangements, provided such flights were booked through Norwegian; or the additional costs You may incur as a result of a change in the per-person occupancy rate of prepaid travel arrangements if a person booked to share accommodations with You cancels his/her Norwegian Vacation for a covered reason and You do not cancel.

NOTE: As respects air cancellation penalties, You will be covered only for Air Arrangements booked through Norwegian and flights connecting to such Air Arrangements booked through Norwegian. The Insurer will not pay benefits for cancellation charges imposed on any other air arrangements You may book on Your own.

(b) Trip Interruption

Unused, non-refundable sea or land expenses prepaid to Norwegian and/or the airfare paid, less the value of applied credit from an unused return travel ticket, to return home or rejoin the original Sea/ Land Arrangements (limited to the cost of one-way economy airfare by scheduled carrier, from the point of origin shown on the original travel ticket).

The Insurer will also pay benefits, up to $100 per day, for reasonable additional accommodation and transportation expenses incurred to remain near a covered traveling Immediate Family member or Traveling Companion who is hospitalized during Your Norwegian Vacation. In no event shall the amount reimbursed exceed the amount You prepaid for Your Norwegian Vacation.

Special Conditions: You must advise Your travel agent, Norwegian, and BerkelyCare as soon as possible in the event of a claim. The Insurer will not pay benefits for any additional charges incurred that would not have been charged had You notified these parties as soon as reasonably possible.

PLEASE NOTE: Benefits will not be paid for expenses not refunded in the event of the airline's or Norwegian's insolvency.

Important: You, Your Traveling Companion and Your Immediate Family member booked to travel with You must be medically capable of travel on the day You purchase this coverage. The covered reason for cancellation or interruption of Your Norwegian Vacation must first occur after Your effective date of Trip Cancellation coverage. The above benefits are subject to the Pre-Existing Condition exclusion detailed on Page 6 and other exclusions listed on Page 13.

SPECIAL ENHANCED TRIP CANCELLATION PROTECTION

Provided by Norwegian

In the event You choose to cancel for a non-covered reason at any time up until departure and You have purchased Norwegian's Travel Protection Plan, You will receive from Norwegian a cruise credit equal to 75% of the penalty amount imposed by Norwegian for Your use toward a future cruise. If You purchased Norwegian's Platinum Travel Protection Plan, You will receive a cruise credit equal to 90% of the penalty amount imposed by Norwegian for use toward a future cruise. This unique program enhancement is offered by Norwegian as a special service to Norwegian's valued passengers. Certain restrictions on the use of these cruise credits may apply. To be eligible for credits, notification of cancellation must be given to Norwegian prior to the ship's departure.

Trip Delay: The Insurer will pay benefits for Covered Expenses, up to $500, if You are delayed en route to or from Your Norwegian Vacation due to inclement weather, strike or other job action, or equipment failure of a Common Carrier; a traffic accident en route to a departure in which You or Your Traveling Companion is not directly involved; lost or stolen passports, travel documents, or money; hijacking; natural disaster; civil commotion or riot.

Covered Expenses include any prepaid, unused, non-refundable Sea/Land Arrangements, any reasonable additional expenses for meals and lodging, and the cost of a one-way economy airfare ticket to catch up to the Sea/Land Arrangements or return to the place of origin shown on the travel documents.

PRE-EXISTING CONDITIONS

THE INSURER WILL NOT PAY UNDER COVERAGES IN PART A FOR ANY CLAIMS ARISING FROM ANY INJURY, SICKNESS, OR OTHER CONDITION AFFECTING YOU, A TRAVELING COMPANION, OR AN IMMEDIATE FAMILY MEMBER BOOKED TO TRAVEL WITH YOU WHICH, WITHIN THE 60-DAY PERIOD BEFORE YOUR TRIP CANCELLATION COVERAGE BEGAN UNDER THIS INSURANCE PLAN: (A) FIRST MANIFESTED ITSELF, WORSENED, BECAME ACUTE, OR HAD SYMPTOMS WHICH WOULD PROMPT ONE TO SEEK DIAGNOSIS, CARE, OR TREATMENT; (B) REQUIRED TAKING PRESCRIBED DRUGS OR MEDICINE UNLESS THE CONDITION FOR WHICH THE PRESCRIBED DRUG OR MEDICINE WAS TAKEN REMAINED CONTROLLED WITHOUT ANY CHANGE IN THE REQUIRED PRESCRIPTION; OR (C) REQUIRED TREATMENT OR TREATMENT WAS RECOMMENDED BY A PHYSICIAN.

If you have any questions concerning this exclusion, please contact the plan administrator, BerkelyCare, at 1-(800) 722-5672 for further clarification.

Part B: Medical Protection

Emergency Evacuation

The Insurer will pay benefits for Covered Expenses, if an Injury or Sickness commencing during the course of the Norwegian Vacation results in Your necessary Emergency Evacuation. An Emergency Evacuation must be ordered by a legally licensed Physician who certifies that the severity of Your Injury or Sickness warrants an Emergency Evacuation. Emergency 7 Evacuations must be verified, approved, and arranged in advance by AIG Assist.

Emergency Evacuation means:

a) Your medical condition warrants immediate Transportation from the place where You are injured or sick to the nearest hospital where appropriate medical treatment can be obtained; and/or b) after being treated at a local hospital, Your medical condition warrants Transportation to Your origination point to obtain further medical treatment or to recover.

Covered Expenses are customary and reasonable expenses for Transportation, medical services, and medical supplies necessarily incurred in connection with Your Emergency Evacuation. Expenses for medical services and supplies must be recommended by the attending Physician. All Transportation arrangements made for Your evacuation must be by the most direct and economical route possible. Expenses for Special Transportation must be:

a) recommended by the attending Physician;
b) required by the standard regulations of the conveyance transporting You; and
c) verified, approved, and arranged in advance by AIG Assist.

Transportation means any land, water, or air conveyance required to transport You during an Emergency Evacuation. Special Transportation includes, but is not limited to, air ambulances, land ambulances, and private motor vehicles. The Insurer will not cover any expenses provided by another party at no cost to You or already included in the cost of the Norwegian Vacation.

In no event will all benefits paid under Emergency Evacuation exceed $25,000 (or $50,000 if You purchased Norwegian's Platinum Travel Protection Plan).

Repatriation of Remains

The Insurer will pay the reasonable Covered Expenses incurred to return Your body to Your point of origin if You die during the Norwegian Vacation. Covered Expenses include, but are not limited to, expenses for embalming, cremation, coffin for repatriation, and Transportation.

NOTE: In no event will all benefits paid under Repatriation of Remains exceed $5,000 (or up to $10,000 if You purchased Norwegian's Platinum Travel Protection Plan).

Accident & Sickness Medical Expense

The Insurer will pay benefits up to $10,000 (or up to $20,000 if You purchased Norwegian's Platinum Travel Protection Plan) if You incur necessary Covered Medical Expenses as a result of an Injury, or up to $10,000 (or up to $20,000 if You purchased Platinum Travel Protection Plan) if You incur necessary Covered Medical Expenses as a result of Sickness. The accident causing such Injury must occur while You are covered under the policy, and the Sickness must first manifest itself during Your Norwegian Vacation. You must receive initial treatment within ninety (90) days of the accident that caused the Injury or the onset of the Sickness. All services, supplies, or treatment must be received within 52 weeks of the date of the accident or the onset of the Sickness.

Covered Medical Expenses are necessary services and supplies that are recommended by the attending Physician. They include the services of a legally qualified physician, surgeon, graduate nurse, dentist, or osteopath; charges for hospital confinement and use of operating rooms; charges for anesthetics (including administration); x-ray examinations or treatments and laboratory tests; ambulance service; drugs, medicines, and therapeutic services and supplies. The Insurer will not pay benefits in excess of the reasonable and customary charges commonly used by providers of medical care in the locality in which the care is furnished.

EXCESS COVERAGE PROVISION

THE INSURANCE PROVIDED UNDER PARTS A AND B SHALL BE IN EXCESS OF ALL OTHER VALID AND COLLECTIBLE INSURANCE OR INDEMNITY AND SHALL APPLY ONLY WHEN SUCH OTHER BENEFITS ARE EXHAUSTED.

Part C: Baggage Protection

Baggage/Personal Effects

The Insurer will reimburse You, up to $1,500 (or up to $3,000 if You purchased Platinum Travel Protection Plan), for loss, theft, or damage to baggage and personal effects. The Insurer will pay the lesser of the following: original cash value of the item less depreciation as determined by the Insurer, or cost of repair or replacement. The maximum benefit per article is $250. There will be a combined maximum limit of $400 for the following: jewelry; watches; articles consisting in whole or in part of silver, gold, or platinum; furs, articles trimmed with or made mostly of fur; and cameras and their related equipment.

Baggage Delay

You will be reimbursed for expenses of necessary personal effects, up to $750, if Your checked baggage is delayed or misdirected by a Common Carrier for more than 24 hours from the time You arrived at the destination stated on Your ticket. You must be a ticketed passenger on a Common Carrier.

Important: Coverage under Part C is secondary to any coverage provided by a Common Carrier and/or insurance specifically insuring the lost, stolen, or damaged item(s).

Part D: Worldwide Emergency Assistance (AIG Assist)

AIG Assist provides a 24-hour emergency telephone assistance service for Your benefit so that, in the event of an emergency during the term of this coverage, English-speaking help and advice may be furnished.

Pre-Trip Health, Safety, & Weather Information:

AIG Assist can provide updated information on passport and visa requirements, vaccination information, travel advisories, or even expected weather at Your destination.

Travel Changes:

AIG Assist can effect changes to Your itinerary should delays or cancellations affect Your flights or hotel reservations.

Lost Luggage Assistance:

AIG Assist can provide assistance in coordinating delivery or re-routing of misplaced luggage when checked with a Common Carrier.

Emergency Cash Transfer Assistance:

If You need emergency cash during Your Norwegian Vacation, AIG Assist can help arrange a transfer through Your credit cards, family, friends, employer, or similar source.

Medical Consultation and Monitoring:

Should You need local medical care during Your Norwegian Vacation, AIG Assist can assist in contacting Your personal Physician or family, if necessary, to provide information on the care You are receiving.

Emergency Legal Assistance:

During the course of Your Norwegian Vacation, You may visit many foreign countries. Should any problems arise requiring legal assistance, AIG Assist can help You find English-speaking local counsel.

Emergency Medical & Dental Assistance:

Unexpected medical and dental emergencies can happen anywhere, anytime. You may be 11 in unfamiliar surroundings when You suddenly need medical or dental care. AIG Assist can help You locate an English-speaking Physician or dentist or the nearest qualified medical facility, and can also assist in arranging for special emergency medical transportation, such as an air ambulance.

Lost Travel Documents Assistance:

AIG Assist's multilingual staff can provide assistance in handling unexpected complications such as lost passports, tickets, luggage, or other valuable travel documents or belongings.

Emergency Medical Payment Assistance:

Many foreign hospitals require immediate settlement of bills before treatment or may withhold Your passport until they receive full payment. Physicians and hospitals worldwide can contact AIG Assist to arrange, if required, immediate settlement of Covered Medical Expenses if other sources are not available.

TO ACCESS EMERGENCY ASSISTANCE, CALL 1-(800) 543-3797 OR, FROM OUTSIDE THE U.S. OR CANADA, CALL COLLECT: 1-(972) 699-0200; FAX 1-(713) 974-3422.

Note that the problems of distance, information, and communications make it impossible for National Union Fire Insurance Company of Pittsburgh, PA, BerkelyCare, or AIG Assist to assume any responsibility for the availability, quality, use, or results of any emergency service. In all cases, You are still responsible for obtaining, using, and paying for Your own required services of all types.

DEFINITIONS

1. "Air Arrangements" - means airfare booked by and prepaid to Norwegian.

2. "Business Partner" - means an individual who is: (a) involved with You in a legal 12 partnership; and (b) actively involved in the day-to-day management of the business.

3. "Common Carrier" - means an air, sea, or land conveyance operating under a valid license for the transportation of passengers for hire.

4. "Domestic Partner" - means a person who is at least 18 years of age and has met the following requirements for at least six (6) months: (1) resides with You; and (2) shares financial assets and obligations with You. The Insurer may require proof of the Domestic Partner relationship in the form of a signed and completed Affidavit of Domestic Partnership.

5. "Immediate Family" - means children, step- or adopted children, children-in-law, parents, step-parents, parents-in-law, siblings, step-siblings, siblings-in-law, grandparents, grandchildren, legal or common law spouse (including Domestic Partner), aunts, uncles, nieces, nephews, or a Business Partner of You or Your Traveling Companion.

6. "Injury" - means bodily injury caused by an accident occurring while this plan is in force and resulting directly and independently of all other causes in loss covered by this plan. The Injury must be verified by a Physician.

7. "Insurer" - means National Union Fire Insurance Company of Pittsburgh, PA.

8. "Norwegian Cruise Line" - means either Norwegian (Bahamas) Ltd. d/b/a Norwegian Cruise Line or Norwegian America Inc.

9. "Norwegian Cruise Line Vacation" - means prepaid Sea/Land Arrangements made by Norwegian.

10. "Physician" - means a licensed practitioner of the healing arts acting within the scope of his/her license. The treating Physician may not be You, a Traveling Companion, or an Immediate Family member.

11. "Sea/Land Arrangements" - means sea and/or land arrangements made by Norwegian.

12. "Sickness" - means an illness or disease which is diagnosed or treated by a Physician after the effective date of coverage and while You are covered under this plan.

13. "Traveling Companion" - means up to four persons booked to share the same cabin accommodations as You on Your Norwegian Vacation.

14. "You" or "Your" - means a person who has purchased an Norwegian Vacation and who has paid the required plan cost for the coverage provided hereunder.

EXCLUSIONS

Naturally, as with any protection program, limitations exist. These exclusions enable Norwegian to provide a broad range of benefits at an economical cost to You, without the necessity of medical questionnaires, and to supplement Your existing insurance plans.

THE FOLLOWING EXCLUSION APPLIES TO COVERAGES PROVIDED IN PARTS A & B

(except Emergency Evacuation, Repatriation of Remains and Trip Cancellation/Trip Interruption claims resulting from death):

THIS INSURANCE DOES NOT COVER ANY LOSS CAUSED BY OR RESULTING FROM: Pre-Existing Conditions.

IN PARTS A & B:

THIS INSURANCE DOES NOT COVER ANYLOSS CAUSED BY OR RESULTING FROM:

Sickness or disease except as provided for in the policy; war or any act of war whether declared or not; while serving as a member of the armed services; while or as a result of riding in any device for aerial navigation other than as provided for in the policy; being under the influence of drugs or intoxicants unless prescribed by a duly licensed Physician; participation in any felonious act or attempt threat, elective surgery; elective, non-emergency dental treatment or surgery; elective abortion; normal pregnancy, except if hospitalized; mental or nervous disorders, except if hospitalized.

IN PART C:

ANY LOSS OR DAMAGE TO:

Animals; automobiles and their equipment; boats; motors; motorcycles; other conveyances and their equipment (except bicycles while checked as baggage with a Common Carrier); household furniture; eyeglasses, sunglasses, and contact lenses; artificial teeth and dental bridges; hearing aids; prosthetic limbs; money and securities; tickets and documents; sporting equipment if loss or damage results from the use thereof.

ANY LOSS CAUSED OR RESULTING FROM:

Breakage of brittle or fragile articles such as cameras, musical instruments, radios, and similar property; confiscation or expropriation by order of any government; theft or pilferage while left unattended in any vehicle; mysterious disappearance.

TERM OF COVERAGE

1. This protection is valid only upon payment of the total required plan cost in advance of any losses and will not cover any losses suffered prior to purchase.

2. The Trip Cancellation protection will become effective on the date this payment is received by Norwegian.

3. The remaining coverages and services provided take effect at 12:01 A.M. local time at Your location on the contracted departure date of Your Sea/Land Arrangements and terminate on the earlier of the following: (a) Your return to Your origination point (as specified in the travel tickets); or (b) 11:59 P.M. local time at Your location on the day the Sea/Land Arrangements are scheduled to be completed. 15

4. The duration of coverage shall be extended under the following conditions: (a) when You commence air travel from Your origination point (i) within 2 days before the commencement of the Sea/Land Arrangements, coverage shall apply from the time of departure from the origination point. (ii) greater than 2 days before the commencement of the Sea/Land Arrangements, the extension coverage shall be provided only on the day of Your air travel; and (b) if You return to Your origination point (i) within 2 days after the completion of the Sea/Land Arrangements, coverage shall apply until the time of return to the origination point; (ii) greater than 2 days after the completion of the Sea/Land Arrangements, the extension coverage shall be provided only on the day of Your air travel.

ENROLLMENT PROCEDURE

1. For Your convenience, the cost of this plan will be automatically billed on Norwegian's invoices and included in the total balance due. Enrollment is made by paying this amount. Please refer to your Norwegian invoice to determine whether or not You enrolled in Norwegian's Travel Protection Plan or Norwegian's Platinum Travel Protection Plan. In order to quickly effect coverage and protect Your Norwegian Vacation deposit(s), make payment for the applicable plan cost, in addition to Your deposit payment, to Your travel agent/Norwegian. If You do not wish to take advantage of this protection, simply deduct its cost from Your final payment.

2. The plan cost is non-refundable and nontransferable to a future sailing once the initial booking is within Norwegian's cancellation penalty period.

3. PLEASE NOTE - Payment for the plan may not be accepted after the Norwegian Vacation cost has been paid in full.

Claims Procedure

POLICY NO. 1619-9500222

1. EMERGENCIES ARISING DURING YOUR Norwegian VACATION: For covered emergencies requiring evacuation or interruption of Your Norwegian Vacation, contact AIG Assist immediately at the numbers provided under Part D. Identify yourself by the above policy number and give the details of Your problem or medical emergency.

2. TRIP CANCELLATION CLAIMS: Contact Your travel agent, Norwegian, and BerkelyCare IMMEDIATELY to notify them of Your cancellation and to avoid any non-covered expenses due to late reporting. Please note that, even if You are canceling due to a non-covered reason, You must still follow the procedures for filing a Trip Cancellation claim. BerkelyCare will then forward the appropriate claim form that must be completed by You AND THE ATTENDING PHYSICIAN, if applicable.

3. CLAIMS NOTIFICATION UPON YOUR RETURN: Report Your claim as soon as possible to BerkelyCare. Provide the policy number above, Your travel dates, and details describing the nature of Your loss. Upon receipt of this information, BerkelyCare will promptly forward You the appropriate claim form to complete.

IMPORTANT: In order to facilitate prompt claims settlement upon Your return, be sure to obtain as applicable: detailed medical statements from Physicians in attendance where the accident or Sickness occurred; receipts for medical services and supplies; receipts from the hospital; police reports or claims reports from parties responsible (e.g., airline, hotel, etc.) for loss, theft, damage, or delay. In the event of a baggage claim, receipts for any lost or damaged items will be required. In the event of a baggage delay or a trip delay claim, receipts for any additional covered expenses will be required, as well as verification of the delay.

WHERE TO REPORT CLAIMS

1. WORLDWIDE EMERGENCY ASSISTANCE (AIG ASSIST)

For traveler's assistance or emergencies during Your Norwegian Vacation, call within the U.S. and Canada: 1-(800) 543-3797 or, outside the U.S. and Canada, call collect*: 1-(972) 699-0200; Fax: 1-(713) 974-3422

* If You have any difficulty making this collect call, contact the local phone operator to connect You to a U.S.-based, long-distance service. In this case, please let the Assistance Provider answering the phone know the number You are calling from so that he/she may call You back. Any charges for the call will be considered reimbursable benefits.

2. FOR ALL OTHER CLAIMS:

BerkelyCare
300 Jericho Quadrangle
P.O. Box 9022
Jericho, NY 11753
www.travelclaim.com

1-(800) 722-5672 1-(516) 342-2500
Office Hours: 8 AM - 9 PM (EST) Monday - Friday
9 AM - 5 PM (EST), Saturday

This program was designed for the passengers of Norwegian Cruise Line and Norwegian America by:

BerkleyCare (SM) Travel Industry Insurance

This plan was designed and is administered by BerkelyCareSM. IN CALIFORNIA: BerkelyCareSM is a service mark of Aon Direct Insurance Administrators, CA Insurance License # 0795465. IN ALL OTHER STATES: BerkelyCareSM is a division of Affinity Insurance Services, Inc. in all states other than CA, except: AIS Affinity Insurance Agency, Inc. in MN and OK and AIS Affinity Insurance Agency in NH and NY.

Prices, terms and conditions listed in this summary are subject to change without notice and need to be reconfirmed with your Vacations To Go cruise counselor at the time of booking.

If you book a Norwegian cruise, you can purchase insurance from Norwegian (Travel Care Free) or from the independent insurance provider, CSA. Click here to see details of the CSA Travel Protection Plan.